What student’s card can I use to pay for things in order to receive the most cashback?

No. However, for applicants below 21 years old, you will be required to have at least one of your parents or legal guardian to acknowledge on the application of eVibes Card by signing on the Application Form. A copy of the parent’s or legal guardian’s NRIC (front & back) AND legal documentation of guardianship has to be provided. You have to be an existing tertiary student, a Singapore Citizen or Permanent Resident, between 18 and 30 years of age.

Yes, you can apply for the eVibes Card if you fulfil the eligibility criteria. You do not need to receive a salary or earn any income to apply for the eVibes Card. However, you will need to be a tertiary student currently studying in any of the eligible above tertiary institutions. You will be invited to upgrade to a Credit Card with a minimum annual income requirement after your graduation. Nonetheless, you can still use the eVibes Card even if you’ve joined the workforce, or upon reaching 30 years old.

Identification or a residence card is required to apply for a telephone line. This must be presented with the completed application form of the chosen service provider. There are four ways to apply: Call the telephone provider, online application, visit the store or visit the customer service provider.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.