I am currently studying in a tertiary institution and earn no income but I receive from my parents a little less than S$30,000 per annum. Can I still apply for the eVibes Card?

In that case you should take a look at Maybank eVibes Credit Card, it’s a student card, with $500 limit and it gives you 1% cash back on everything spent, even though not the highest, it’s still better than 0.3%. There are some exclusions for every card which u have to read their T&Cs.

No. However, for applicants below 21 years old, you will be required to have at least one of your parents or legal guardian to acknowledge on the application of eVibes Card by signing on the Application Form. A copy of the parent’s or legal guardian’s NRIC (front & back) AND legal documentation of guardianship has to be provided. You have to be an existing tertiary student, a Singapore Citizen or Permanent Resident, between 18 and 30 years of age.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.