What are the ways one can use to redeem SAFRA$ rebates?

SAFRA DBS Card ensures that every dollar spent at participating outlets and facilities at SAFRA earns card users 1 SAFRAPOINT in addition to the Credit/Debit cash rebates the also offer. I realise that their rewards programme also offers a wide range of attractive products, services and vouchers from which you are free to choose your redemption item from.

This card offers a 3% cash rebate on online shopping with 3% cash rebate on local MasterCard contactless transactions. All cash rebate will only be awarded with a minimum spend of $500 each month and your cash rebate will be issued in the form of SAFRA$ and is capped at a maximum of SAFRA$50 per card account per calendar month. Note that SAFRA$1 is equivalent to S$1

This is an all in one card of sort which I use to get cash from the ATM and my Ezlink card for when I am travelling. The credit card gives me 3% on selected merchants and 0.3% on the other merchants as long as a SAFRA member card. This is certainly one of the best cards to have with plenty of activities at SAFRA for my family. To crown it all, there is no need to call to get a fee waiver as its automatic waived for SAFRA members.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.