Who can recommend the best miles card fit for a jetsetter who is equally conscious of clocking miles?

For earning rates, yes UOB is fantastic but do note that your spending has to be minimum $5 to accrue any miles. UOB earns you 1.4 miles for local and 2.4 for overseas trips which is one of the best rates I think. If you’re using your credit card overseas, be sure to avoid the DCC scam and activate your magnetic strip only for the period necessary.

Although UOB PRVI Miles Card offers many more benefits and pecks, I will point out two as they have to do specifically with travel. UOB PRVI Miles Card offers complimentary airport transfers to Changi Airport for UOB PRVI Miles American Express Card members. Secondly they also offer travel insurance in the form of complimentary personal accident coverage and emergency medical assistance of up to $500,000.

Actually all the mentioned arrangements will remain unchanged but your new Card’s expiry date will be different, so it is advisable to inform the respective merchants, where the credit/debit cards expiry date is necessary for authenticating any credit/debit card. Card activation will still be required to be completed before any transaction can be charged at any point-of-sale terminals.

Basically you receive 6 miles for every S$1 spent on selected travel partners. Card members will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of local spend for every S$5 spent, prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or overseas spend for every S$5 spent, prevailing earn rate of UNI$6 and bonus earn rate of UNI$9; depending on the currency and payment gateway effected on the Qualifying Transactions. The bonus UNI$ is not valid in conjunction with other promotions however and qualifying transactions exclude refunded, disputed, unauthorised or fraudulent transactions and UOB reserves the right to revoke, deduct and/or re-compute any UNI$ in the event that Card members cancel, reverse and/or revise transactions

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

There are different types of stock. Blue Chip Stock are the safest because they are simply shares of well-established, well-recognised, profitable, and financially sound companies.. Next is the unloved, neglecter or commonly known as Value stocks whichare priced below its fundamental value because of its unglamorous characteristics. Lastly we have the Exchange-Trade funds which is a type of fund that is traded in the stock exchange like stocks that owns a basket of assets (bonds, stocks and commodities).

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.