What happens to my existing GIRO, instalment payment plan and/or recurring payment arrangements when it comes to the renewal or replacement of the UOB PRVI Miles Card?

For earning rates, yes UOB is fantastic but do note that your spending has to be minimum $5 to accrue any miles. UOB earns you 1.4 miles for local and 2.4 for overseas trips which is one of the best rates I think. If you’re using your credit card overseas, be sure to avoid the DCC scam and activate your magnetic strip only for the period necessary.

I think the UOB PRVI Miles fits that bill, you get for starts S$1501 when you sign up and can earn 1.4 miles per S$1 spend on your bus and train fares. Considering that you are about to begin jet setting, you can enjoy with this card complimentary airport limousine to Changi Airport. Access to UOB PRVI travel butler for comprehensive travel assistance and coverage on travel insurance and inconvenience. And speaking of miles benefits, you stand to get 6 miles per S$1 spend on major airlines and hotels worldwide, 2.4 miles for every S$1 spent overseas, 6 miles for every S$1 spent on major airlines and hotels through Expedia, Agoda and UOB Travel.

Although UOB PRVI Miles Card offers many more benefits and pecks, I will point out two as they have to do specifically with travel. UOB PRVI Miles Card offers complimentary airport transfers to Changi Airport for UOB PRVI Miles American Express Card members. Secondly they also offer travel insurance in the form of complimentary personal accident coverage and emergency medical assistance of up to $500,000.

Basically you receive 6 miles for every S$1 spent on selected travel partners. Card members will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of local spend for every S$5 spent, prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or overseas spend for every S$5 spent, prevailing earn rate of UNI$6 and bonus earn rate of UNI$9; depending on the currency and payment gateway effected on the Qualifying Transactions. The bonus UNI$ is not valid in conjunction with other promotions however and qualifying transactions exclude refunded, disputed, unauthorised or fraudulent transactions and UOB reserves the right to revoke, deduct and/or re-compute any UNI$ in the event that Card members cancel, reverse and/or revise transactions

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.