What happens to my existing GIRO, instalment payment plan and/or recurring payment arrangements when it comes to the renewal or replacement of the UOB PRVI Miles Card?

For earning rates, yes UOB is fantastic but do note that your spending has to be minimum $5 to accrue any miles. UOB earns you 1.4 miles for local and 2.4 for overseas trips which is one of the best rates I think. If you’re using your credit card overseas, be sure to avoid the DCC scam and activate your magnetic strip only for the period necessary.

I think the UOB PRVI Miles fits that bill, you get for starts S$1501 when you sign up and can earn 1.4 miles per S$1 spend on your bus and train fares. Considering that you are about to begin jet setting, you can enjoy with this card complimentary airport limousine to Changi Airport. Access to UOB PRVI travel butler for comprehensive travel assistance and coverage on travel insurance and inconvenience. And speaking of miles benefits, you stand to get 6 miles per S$1 spend on major airlines and hotels worldwide, 2.4 miles for every S$1 spent overseas, 6 miles for every S$1 spent on major airlines and hotels through Expedia, Agoda and UOB Travel.

Although UOB PRVI Miles Card offers many more benefits and pecks, I will point out two as they have to do specifically with travel. UOB PRVI Miles Card offers complimentary airport transfers to Changi Airport for UOB PRVI Miles American Express Card members. Secondly they also offer travel insurance in the form of complimentary personal accident coverage and emergency medical assistance of up to $500,000.

Basically you receive 6 miles for every S$1 spent on selected travel partners. Card members will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of local spend for every S$5 spent, prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or overseas spend for every S$5 spent, prevailing earn rate of UNI$6 and bonus earn rate of UNI$9; depending on the currency and payment gateway effected on the Qualifying Transactions. The bonus UNI$ is not valid in conjunction with other promotions however and qualifying transactions exclude refunded, disputed, unauthorised or fraudulent transactions and UOB reserves the right to revoke, deduct and/or re-compute any UNI$ in the event that Card members cancel, reverse and/or revise transactions

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

There are different types of stock. Blue Chip Stock are the safest because they are simply shares of well-established, well-recognised, profitable, and financially sound companies.. Next is the unloved, neglecter or commonly known as Value stocks whichare priced below its fundamental value because of its unglamorous characteristics. Lastly we have the Exchange-Trade funds which is a type of fund that is traded in the stock exchange like stocks that owns a basket of assets (bonds, stocks and commodities).

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!