Who can recommend the best miles card fit for a jetsetter who is equally conscious of clocking miles?

For earning rates, yes UOB is fantastic but do note that your spending has to be minimum $5 to accrue any miles. UOB earns you 1.4 miles for local and 2.4 for overseas trips which is one of the best rates I think. If you’re using your credit card overseas, be sure to avoid the DCC scam and activate your magnetic strip only for the period necessary.

Although UOB PRVI Miles Card offers many more benefits and pecks, I will point out two as they have to do specifically with travel. UOB PRVI Miles Card offers complimentary airport transfers to Changi Airport for UOB PRVI Miles American Express Card members. Secondly they also offer travel insurance in the form of complimentary personal accident coverage and emergency medical assistance of up to $500,000.

Actually all the mentioned arrangements will remain unchanged but your new Card’s expiry date will be different, so it is advisable to inform the respective merchants, where the credit/debit cards expiry date is necessary for authenticating any credit/debit card. Card activation will still be required to be completed before any transaction can be charged at any point-of-sale terminals.

Basically you receive 6 miles for every S$1 spent on selected travel partners. Card members will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of local spend for every S$5 spent, prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or overseas spend for every S$5 spent, prevailing earn rate of UNI$6 and bonus earn rate of UNI$9; depending on the currency and payment gateway effected on the Qualifying Transactions. The bonus UNI$ is not valid in conjunction with other promotions however and qualifying transactions exclude refunded, disputed, unauthorised or fraudulent transactions and UOB reserves the right to revoke, deduct and/or re-compute any UNI$ in the event that Card members cancel, reverse and/or revise transactions

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.