Hello guys I have forgotten my UOB Visa Signature Card, what do I do?

If you pick the right card, using your credit card overseas can be quite rewarding. UOB Visa Signature is considered one of the best cards but take note that to earn four mpd on overseas spending, you need to spend a minimum of S$1,000 in FCY in a given statement period, and the 4 mpd is capped at S$2,000 of FCY. You also need to ensure that the payment is processed outside of Singapore. One final note of warning, exercise caution when using your card overseas. It is best practice not to leave the magnetic stripe activated longer than it has to be, and always monitor your statement closely in the months after returning. If you’re asked if you would prefer payment in SGD, kindly decline to the offer.

No. you will need to first activate it as a new un-activated card cannot be used for any of the above mentioned transactions. If you were to try using it on an ATM without activating, you will be prompted on the ATM screen to activate the credit card with your credit card PIN once the card is inserted into the ATM.

MyInfo is a consent-based personal data platform for SingPass users to manage the use of their data for online account opening/ transactions with participating government agencies and commercial entities. By leveraging on MyInfo, Singapore citizens/PRs can skip filling in personal data repeatedly for every electronic transaction, while enjoying greater convenience like submitting fewer verification documents. So basically the MyInfo integration will help to simplify opening of new bank accounts and will be used to update personal details or to provide the bank with income information. The steps to activate the feature is quite straightforward and requires as a first step that after selecting a card, you retrieve your details via MyInfo and SingPass authentication. The next step will be to fill in some basic information, confirm your details, and submit them. Finally after getting approval via SMS, login to UOB internet banking and digitise your card in MightyPay for contactless payments immediately.

Your MyInfo profile contains personal data as registered with various participating Government agencies. You should contact the relevant source agency or MyInfo if any field is incorrect. I advise that you may refer to the tooltip of each corresponding field for additional details. You will be notified via SMS and a notification email or letter will also be mailed to you.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.