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Is UOB Visa Signature the best card for overseas spending’s?

Unless there is a surcharge imposed by the merchant, I am aware it is free to use the credit card in Singapore, swiping it overseas however entails an explicit cost thanks to foreign currency transaction fees. Am I correct?

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    If you pick the right card, using your credit card overseas can be quite rewarding. UOB Visa Signature is considered one of the best cards but take note that to earn four mpd on overseas spending, you need to spend a minimum of S$1,000 in FCY in a given statement period, and the 4 mpd is capped at S$2,000 of FCY. You also need to ensure that the payment is processed outside of Singapore. One final note of warning, exercise caution when using your card overseas. It is best practice not to leave the magnetic stripe activated longer than it has to be, and always monitor your statement closely in the months after returning. If you’re asked if you would prefer payment in SGD, kindly decline to the offer.

    2019.08.01 2:42

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