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The only downside is the increased minimum spending to get cashback

It was very easy to apply for this card, I did the online application and it was rather fast. No issues and I received my card quite fast. Being that this is my main card, I get bonus interest on my OCBC account after hitting the minimum spending. The only downside is the increased minimum spending to get cashback. This I believe is now $800 minimum spending and cashback capped at $80. For a young adult, this card suits my spending needs and habits so I am satisfied with the experience.

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    This card gives me $80 cash rebates every month.

    I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    OCBC credit card fraud department ensured that a fraudlent transaction never got through.

    My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

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    I have got to say that their customer services has improved tremendously

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    OCBC bank will assign a courier man to drop by your place and a have you to sign on hardcopy forms

    I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

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    This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

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    Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

    Unfortunately if you are only spending $800/month on the OCBC365 card it is not possible at all to hit the cashback cap of $80 which is a 10% cashback since the OCBC365 rebate categories only give 3-6% cashback. You should think of the $80 as the upper limit on what OCBC will give, which is really only relevant if you spend much more than 800/month on the card. I hope that helps out?

    OCBC 365 Credit Card

    How do I get to know if I have fully utilized the OCBC 365 credit card for cashback? Any tip or hack to save while earning the $80 cashback rebate?

    Just curious to know if I have fully utilized the OCBC 365 credit card for cashback? And would there be any tip or hack to save while earning the cashback rebate?

    OCBC 365 Credit Card

    Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?

    My friend if you are only spending $800/month on the OCBC365 card then unfortunately you may not be able to hit the cashback cap of $80 (which is a 10% cashback in the actual sense) since the OCBC365 rebate categories only give 3-6% cashback. You should however consider the $80 as the upper limit on what OCBC will give you, which is really only applicable if you spend much more than 800/month on the card. Finally, the 0.3% bonus interest rate on OCBC360 account is not considered part of the $80 cashback. Unfortunately again. All the best my friend.

    OCBC 365 Credit Card

    What is excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card?

    The following are excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card - Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, and other fees and charges. As for your second question, the transaction date refers to the date when a purchase is made while the posting date refers to the date the transaction is received by the card issuer which is OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction. The cashback computation is based on the transactions posted within the calendar month.

    OCBC 365 Credit Card

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