A rewards credit card that lets you earn 10X UOB rewards points on any spending category of your choosing

First of all, I must comment the new UOB Lady’s Card’s new design as a remarkable job. Beyond looks, the card itself is a rewards credit card that lets you earn 10X UNI$ (UOB rewards points) on any one spending category of your choosing. That’s equivalent to $1 = 4 air miles. Points are awarded for every $5 you spend. Only a few other credit cards let you earn 4 miles per dollar, and some of these are fairly restrictive. UOB has also removed the high minimum spend of $3,000 per month in order to earn rewards. Like all other rewards cards on the market, there’s no minimum spend.

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UOB Lady's Card

UOB higly acknowledges that every woman's individuality hence the UOB Lady's Card is the credit card that gives you the freedome to choose and define your rewards, from Beauty & Wellness, Dining, Family, Fashion, Transport & Entertainment and Travel.

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United Overseas Bank

United Overseas Bank (UOB), a Singaporean Multinational Organisation, was established on 6 august 1935 in Singapore by the name of United Chinese Bank (UCB), to Emphasise its link to the Chinese population in Singapore. The bank catered mainly to the Fujian community in its initial stages. However the bank grew immensely within a few years and in 1965, the bank was renamed to United Overseas Bank as it inaugurated its first overseas branch in Hong Kong. Today UOB is the third largest bank in Southeast Asia by total assets, having a market capitalization of $32.9 Billion. It is recognized as an excellent and professionally managed financial institution. It provides a wide range of financial services including personal financial services, wealth management, private banking, commercial and corporate banking, transaction banking, and investment banking. It has a network of more than 500 offices in 19 countries and territories in Asia Pacific with a strong foothold in Singapore, Malaysia, Thailand, and China.

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What are the benefits of a UOB Lady’s Card for a single lady?

Basically the UOB Lady’s Card is the only credit card that offers women the freedom of choice to define their rewards from Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. In addition to the flexibility of changing your categories every quarter, to suit your ever-changing lifestyle and interests. Either you shop online or in stores locally or overseas, you stand to earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category’s with no minimum spend required. Other benefits include coverage for online purchases and faster online checkout with Interest Free Payment Plan for over 6 or 12 months and e-Commerce Protection on online purchases.

UOB Lady's Card

Can I change my Bonus UNI$ category or categories after I’ve selected them?

If you have already chosen your preferred category or categories and then have a re-think and want to make changes, you may have to visit uob.com.sg/ladys-enrol to update your preferred category(S) which will take effect in the next new calendar quarter. The first entry takes effect as of date of enrolment while subsequent entries take effect the next quarter while the bank will take the last entry of category(S) for the new quarter Bonus UNI$ awarding.

UOB Lady's Card

Why didn’t I earn 10X UNI$ for a particular purchase using my UOB Lady’s Card?

Be advised that Transactions qualifying for 10X UNI$ depends on whether the merchant falls within the selected eligible categories. If its MCC falls within the approved MCCs or it is one of the eligible merchants that we recognise, you will earn 10x UNI$ for your purchases made at the store. However, if the merchant does not fall within any of the eligible MCCs you will not earn 10X UNI$ even if your transaction made contains for specific items relevant to the eligible categories as may have been the case with you.

UOB Lady's Card

Can I change again my categories for the next quarter after I previously selected them and later change my mind?

Yes you can as long as you enrolled before the start of the next new calendar quarter as the bank will take the last entry enrolled before the start of the new quarter to determine that Bonus categories) selection of the new quarter.

UOB Lady's Card

When do I start earning the 10X UNI$ on my selected categories with the UOB Lady’s Card?

You will start earning your Bonus UNI$ upon enrolment of your preferred categories. Qualified transactions will be based on posting date and No, you will not earn Bonus UNI$ if you do not select your preferred categories. However, you can continue to earn 1X UNI$ for every S$5 spend on your UOB Lady’s Card going forward.

UOB Lady's Card