Can I change again my categories for the next quarter after I previously selected them and later change my mind?

Basically the UOB Lady’s Card is the only credit card that offers women the freedom of choice to define their rewards from Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. In addition to the flexibility of changing your categories every quarter, to suit your ever-changing lifestyle and interests. Either you shop online or in stores locally or overseas, you stand to earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category’s with no minimum spend required. Other benefits include coverage for online purchases and faster online checkout with Interest Free Payment Plan for over 6 or 12 months and e-Commerce Protection on online purchases.

If you have already chosen your preferred category or categories and then have a re-think and want to make changes, you may have to visit uob.com.sg/ladys-enrol to update your preferred category(S) which will take effect in the next new calendar quarter. The first entry takes effect as of date of enrolment while subsequent entries take effect the next quarter while the bank will take the last entry of category(S) for the new quarter Bonus UNI$ awarding.

Be advised that Transactions qualifying for 10X UNI$ depends on whether the merchant falls within the selected eligible categories. If its MCC falls within the approved MCCs or it is one of the eligible merchants that we recognise, you will earn 10x UNI$ for your purchases made at the store. However, if the merchant does not fall within any of the eligible MCCs you will not earn 10X UNI$ even if your transaction made contains for specific items relevant to the eligible categories as may have been the case with you.

You will start earning your Bonus UNI$ upon enrolment of your preferred categories. Qualified transactions will be based on posting date and No, you will not earn Bonus UNI$ if you do not select your preferred categories. However, you can continue to earn 1X UNI$ for every S$5 spend on your UOB Lady’s Card going forward.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

ขอคำแนะนำหน่อยและปรึกษาว่าจะต้องดำเนินการยังไง ฉันคิดทบทวนแล้วฉันส่งไหว ทุกวันนี้ปันหาเรื่องเงินรายวันหนักกวา่เงินค่าดอกเบี้ยอาทิตละหมื่นกวา่บาทฉันยังสู้หามาได้เป็นเป็นเดือนๆแค่นี้ฉันหาส่งไหวอยู่แล้ว ฉันอยากเอามาจ่ายค่าเทอมไห้ลูกไวๆวันนี้ได้ยิ่งดี ฉันอยากเห็นความสำเร็จของลูกฉันก็หายเหนื่อย อยากไห้ท่านที่ปรึกษาทุกท่านช่วยเหลือด้วย ฉันไม่ได้ต้องการกู้เงินหลักล้านฉันแค่ต้องการกู้เงินหลักแสนนิดๆได้โปรดช่วยฉันไห้หลุดจากนรกหลุมนี้ด้วย

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.