How can I apply for the Debt Consolidation Plan and who is eligible for it?

Well it has been a fairly good experience with CIMB Platinum MasterCard I must say and not meaning to praise them more than is needful but what beats a 10% Cashback On Wine & Dine? I am a family man and it makes me feel good to be able to treat my family to scrumptious dinners or embracing the nightlife to the fullest. Basically your card will give you an incredible 10% cashback on your expenses even when you use your card for taxi rides and petrol. 10% Cashback on Travel in Foreign Currency when you purchase your flights and hotel stays in foreign currency. They even offer a 10% Cashback on Health & Medicals like getting your eyes checked at an optician or visiting the dentist. And if you are a gadget freak, then consider that they give 10% Cashback on Electronic & Furnishing at Selected Merchants like Harvey Norman, Best Denki, Challenger, Ikea, Courts or Parisilk. Finally you can transit with ease with SimplyGo and save on the hassle of carrying a separate transit card or topping up stored-value transit cards, as you can use SimpleGo to tap & Go with your card for your bus and train rides.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.