In what countries can my UnionPay Card be accepted by merchants and ATMs?

Currently, UnionPay network has been expanding into a lot of countries and regions, including Hong Kong, Macao, Taiwan Region, Japan, Korea, Singapore, Malaysia, Thailand, Australia, New Zealand, USA, France, Germany, Britain, Switzerland, etc. In these countries and regions, ATMs and merchants are gradually being connected to the UnionPay network. Therefore, not all ATMs and POS terminals accept UnionPay Card. But irrespective, UnionPay Cards can be accepted by all ATMs or POS terminals labelled with the UnionPay logo. Due to local customs of some overseas countries and regions, UnionPay logo is only shown on the screens of ATMs that accept UnionPay Card (such as in Europe), which requires particular attentions from cardholders. Besides, ATMs accepting UnionPay Card in some countries need to be identified by some bank logos. For details, cardholders can inquire the card-using tips for each country in “Global UnionPay Card”.

You will need a valid Passport with at least 6 months’ validity and an Employment Pass with at least a validity of 6 months as well, along with the latest billing proof within the last 6 months as per your local home address such as telephone or utilities bills etc. and Income documents, being any of the Latest Computerised Payslip (in Singapore Dollar currency) or Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months.

Transactions made in SGD and processed outside Singapore using Visa or MasterCard respectively and will be subject to a fee of 1% of the transaction amount. A fee of S$40 will be imposed if the total outstanding Card Account balance exceeds the total Credit Limit at any time. If the outstanding is not paid in full, the payment received is first applied to repaying all outstanding balances or accrued interest with the highest interest rate.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

Identification or a residence card is required to apply for a telephone line. This must be presented with the completed application form of the chosen service provider. There are four ways to apply: Call the telephone provider, online application, visit the store or visit the customer service provider.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!