What countries merchants and ATMs accept the UnionPay Card?

Yes it can, UnionPay network currently has been extended to a lot of countries and regions, including New Zealand, Hong Kong, Macao, Taiwan Region, Japan, Korea, Singapore, Malaysia, Thailand, Australia, USA, France, Germany, Britain, Switzerland, etc. In these countries ATMs and merchants are gradually connected to the UnionPay network. Due to local customs of some overseas countries and regions, UnionPay logo is only shown on the screens of ATMs that accept UnionPay Card, which requires particular attentions from cardholders. Besides, ATMs accepting UnionPay Card in some countries need to be identified by some bank logos.

You will need a valid Passport with at least 6 months’ validity and an Employment Pass with at least a validity of 6 months as well, along with the latest billing proof within the last 6 months as per your local home address such as telephone or utilities bills etc. and Income documents, being any of the Latest Computerised Payslip (in Singapore Dollar currency) or Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months.

Transactions made in SGD and processed outside Singapore using Visa or MasterCard respectively and will be subject to a fee of 1% of the transaction amount. A fee of S$40 will be imposed if the total outstanding Card Account balance exceeds the total Credit Limit at any time. If the outstanding is not paid in full, the payment received is first applied to repaying all outstanding balances or accrued interest with the highest interest rate.

The main phone provider in Singapore is Singapore Telecom. They provide both land and mobile phones as well as Internet access. The telephone number for Singapore Telecom is 1-800-738-1311 or 1-609-738-1311. When getting a landline installed, it normally takes five business days. These phones are capable of both national and international calls.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.