Please I would love to know if I can apply for the American Express Platinum Reserve Credit Card if the income I earn is a little over S$80,000 p.a?

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

The Pros with this card from my observations include the fact that high membership Rewards points earn rate at specific merchants including a 50% savings at many high end restaurants, an attractive signup offer for 2 nights stay at the hotel. The Cons include a non-waivable annual fee and a High minimum spend to qualify for signup rewards

I like the shopping benefits that come with this card starting with the opportunity to earn 2X Membership Rewards points with your Credit Card for every $1.60 you spend and with EXTRA from Membership Rewards, you stand to earn a total of 10 Membership Rewards points for every $1.60 spent at Platinum EXTRA Partners. You can be assured of peace of mind when you shop with your card with the cards 90-Day Purchase Protection and 90-Day Return Guarantee

I am still trying to take advantage of the all year-round savings of up to 50% at over 60 restaurants and hotels dining island wide with the cards love dining privileges. So much to choose from don’t you think so? Plus you can save up to 50% savings with American Express Selects at a wide selection of restaurants in Singapore

With this card what I enjoy in particular the Petrol Stations Benefits which allows one to enrol the card to enjoy 7.1% savings via statement credit on your net petrol purchases at SPC and up to 21% savings with the rebate (15% onsite + 6.04% savings via statement credit) at SPC.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.