Please I would love to know if I can apply for the American Express Platinum Reserve Credit Card if the income I earn is a little over S$80,000 p.a?

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

The Pros with this card from my observations include the fact that high membership Rewards points earn rate at specific merchants including a 50% savings at many high end restaurants, an attractive signup offer for 2 nights stay at the hotel. The Cons include a non-waivable annual fee and a High minimum spend to qualify for signup rewards

I like the shopping benefits that come with this card starting with the opportunity to earn 2X Membership Rewards points with your Credit Card for every $1.60 you spend and with EXTRA from Membership Rewards, you stand to earn a total of 10 Membership Rewards points for every $1.60 spent at Platinum EXTRA Partners. You can be assured of peace of mind when you shop with your card with the cards 90-Day Purchase Protection and 90-Day Return Guarantee

I am still trying to take advantage of the all year-round savings of up to 50% at over 60 restaurants and hotels dining island wide with the cards love dining privileges. So much to choose from don’t you think so? Plus you can save up to 50% savings with American Express Selects at a wide selection of restaurants in Singapore

With this card what I enjoy in particular the Petrol Stations Benefits which allows one to enrol the card to enjoy 7.1% savings via statement credit on your net petrol purchases at SPC and up to 21% savings with the rebate (15% onsite + 6.04% savings via statement credit) at SPC.

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.