Anyone heard of the OCBC Robinsons Group Credit Card and is willing to share on the exclusive card member perks?

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

This is one of my favourite credit card for shopping and I mainly use this card during the Robinsons sales together with the Robinsons discount, as this card also gives a very good cashback of 5% with no minimum spend required. If you are buying expensive items then the expenses can easily reach a few thousand dollars, cashback will be upgraded to 10% if spend is beyond S$5,000 within the qualifying period.

With this cards rebate scheme it means you can only use back rewards earn to spend at Robinson groups of company while most items in Robinson store were unique yet overpriced. Thus the rebates value or purchasing power is way lower compared to other cards, cash back or miles rewards.

Good rebates if you're considering purchasing big stuffs and some household appliances but again price is high and you may get better deals elsewhere still. However, Robinson does offer some useful packages which at the end of the day is what consumer are looking for and don't mind the pricing.

Prompt and helpful service provided by customer service teams. No issue in using the card. Able to use points for cashback and to enjoy 5% cash rebates when you charge any amount to your card at Robinsons Group of Stores which include 18 retail brands. The 18 retail brands are Robinsons, Marks & Spencer, Coast and Oasis, Zara, Royal Sporting House, Golf House, bebe, Lacoste, Nautica, Quiksilver / Roxy, DC Shoes, Reebok, Speedo, Sperry, Ted Baker and The Social Foot

You can enjoy with this card a 10% cash rebates at Robinsons and Marks & Spencer on any amount charge beyond $3,000 during the qualifying periods and an unlimited rebate on all merchandise in-store with no minimum spend and same day crediting, even on top of existing discounts. You receive a 25% Robinsons bonus discount letter when you charge at least $500 at Robinsons and/or at Marks & Spencer during the qualifying periods

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.