What is the 360° Rewards programme offered on the Visa Infinite Credit Card?

No they do not pool points for SCB VI but there is an exception, they will pool points from SCB VI and SCB X Card for the purposes of redeeming KF miles and KF miles only, but not for any of the X Card’s but the new partners. I use the SCB VI card and over the years whenever I redeem the miles, the Rewards website allows to pool the points from the SCB Prudential Card to redeem at 2,500 points for 1,000 miles.

Yes the promo sign up bonus was exciting and I am one of the lucky few with the awesome sign up bonus but considering its high annual fee it just has basic perks and I may not continue on my second year unless the renewal bonus is great. Also I feel the online user interface and points redemption can be made to be much better though. One last exciting thing is that Standard chartered EasyRewards allows X Cardholders to use their 360° Rewards Points to offset Travel Purchase Qualifying Transactions or to use their Rewards Points via Transfer Rewards to redeem for Hotel Partner Points or Airline Partner Miles.

Redeeming your online reward points can be easily achieved by simply following a few steps to redeem your Reward Points anytime. Steps 1 - Visit www.sc.com.sg/rewards if you are a First Time User to register with your Card Details. Then next step is to Login and Search for your favourite rewards by Product name, Points range or Brands, then select your rewards, indicate quantity and add them to cart then confirm your order upon Checkout. You should receive a voucher for every Reward redeemed except for Air Miles and Cash Rewards but allow for approximately 14 working days for voucher/s to be mailed to your billing address. Please note that the voucher(s) once issued are not refundable nor are they exchangeable for cash, or another Rewards. You can choose from a wide variety of exciting offerings from the rewards catalogue. These include everything from shopping to dining vouchers, and airline miles to experiential product offerings.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.