Can one apply for a UOB One Card from UOB without having a bank account with the bank?

Very true there online services are terrible and card applications very bad experience too. In my case I tried to apply for the UOB one card for about 3 weeks. I first tried to apply through internet banking account, got rejected because I had to upload all my documents. I uploaded my documents and applied. Then began the series of excuses and unprofessionalism which resulted in getting a solution after one long week.

Yes it does, take a second glance at the quarterly cash rebate and you will notice that there is a total minimum spending of at least $500 monthly for three consecutive months to qualify for benefits.

I too have a joint one account with my partner and based on our experience, the supplementary card does not count towards the $500 minimum spend as we were made aware of this reality a few months into it. You can try to request another card for the main card holder making it two debit cards under the main holders name but say a MasterCard and one Visa. It will probably help both spending counts to hit the tier.

In my opinion, I think you can charge your expenses to the company then look into more cash back cards or get a miles card, however If your income is high enough then look into the higher tier cards, that is those with an income of $120,000 and above that offer free lounge access as this will make your travel more comfortable. So if you expect to be spending consistently more than the max cashback limit, then no harm looking for another card to accumulate more point. Good luck!

If you don’t have a payment slip, you can submit your Income tax statement as that works too but they will require about two years’ worth of it and a minimum annual income of S$30,000 OR a Fixed Deposit collateral of at least S$10,000. If you are able to automate payments of at least $500 to the card, it will get you 3% cash rebate. Also, you will have privileges to UOB promotions as well.

The main phone provider in Singapore is Singapore Telecom. They provide both land and mobile phones as well as Internet access. The telephone number for Singapore Telecom is 1-800-738-1311 or 1-609-738-1311. When getting a landline installed, it normally takes five business days. These phones are capable of both national and international calls.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

There are different types of stock. Blue Chip Stock are the safest because they are simply shares of well-established, well-recognised, profitable, and financially sound companies.. Next is the unloved, neglecter or commonly known as Value stocks whichare priced below its fundamental value because of its unglamorous characteristics. Lastly we have the Exchange-Trade funds which is a type of fund that is traded in the stock exchange like stocks that owns a basket of assets (bonds, stocks and commodities).

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.