I am a little late in paying my rents and I am a little short in money for a while because I just got fired in my previous job. I am currently finding a new job while I work part time as a freelancer. I am also in debt with some of my relatives and late in paying all my bills, I am wondering if where can I find a guarantor even just for my rents.
In my opinion, the SAFRA DBS debit card is simply the best debit card. NSF cardholders can get 2% cashback on all contactless payments and 1% on online shopping with no minimum spend. For everyone else, that is non-NSFs, the minimum spend to enjoy these bonus cashback rates is actually $400. But by and large this I believe is worth it in order to reap the full benefits with the card.
SAFRA DBS Debit Card / DBS Bank
With contactless cash withdrawals, you can now withdraw cash easily and quickly with a tap of your phone instead of inserting your ATM card. UOB is perhaps the first bank in Southeast Asia to launch Near Field Communication (NFC) enabled Automatic Teller Machines (ATM) that allows you to truly go digital. Now to enjoy the convenience of Contactless Cash Withdrawals, add your UOB Visa or MasterCard Debit Card to your mobile phone on MightyPay for Android users or ApplePay for iPhone users.
UOB Debit Card / United Overseas Bank
The NTUC Plus! Visa Debit Card Plus App enhances your rewards experience and allows you to check your LinkPoints balance and transaction history conveniently. So be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats. You can even collect stamps from Plus! Partners to redeem exciting rewards.
NTUC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
UOB has several debit cards in its stable, but I would urge you to ignore the crowd and quantity and go for quality like the UOB Delight Debit Card. But I think it’s quite absurd that they are charging annual fees on a debit card, yes that is right, yes, believe it or not, UOB charges annual fees on their debit cards – and some are not that easy to waive.
UOB Delight Debit Card / United Overseas Bank
This card is well known for their youth centred marketing campaigns and having a wide array of attractive card designs for you to choose from, this FRANK debit card is another popular choice amongst tertiary students. This card offers a 1% cashback with participating retail and transport merchants such as ZALORA, Lazada and Grab. Good enough, there is no minimum income and annual fee required for this card. You only need to be 16 years or older with an OCBE FRANK savings account.
OCBC FRANK Debit Card / Oversea-Chinese Banking Corporation
This card offers a 3% voucher rebates along with a chance to earn 1 Takashimaya Bonus Point with every S$10 charged and redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points shopping discounts.They go even further with an additional 10% off during selected sales events in-store with complimentary free delivery service when you meet certain spend amount
DBS Takashimaya Debit Card / DBS Bank
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Guarantor loans are one way to help a person to pay his debts by lending him a money. It involves a guarantor agreement that must be armed with facts. A guarantor is usually a relative or someone you know well so he will be able to ensure that you will repay the borrowed money. Given your situation, you can ask help from you parent or sibling as long as you have separate accounts.