What special offerings can I take advantage of with the UOB JCB Card?

For a Singapore citizen eligibility requires that you are 21 or above with a minimum annual income of $30,000 or a Fixed Deposit collateral of minimum $10,000. You should expect to pay a yearly fee of $64.20 but can enjoy the first year fee. Supplementary cards also get a free first year card and subsequently $32.10 yearly.

When traveling abroad, there are essentially two ways to check the acceptance of the UOB JCB card and that is via affiliate financial institutions that accept JCB cards and via JCB ATM locator. For the former, the ATM withdrawal limit may vary and you may not be able to withdraw a large amount of cash in a single session so do note that at some ATMs, you may have the option to select payment in a currency other than the local currency, for example, the Japanese yen and US dollars for cards issued in Japan. If you select payment in a currency other than the local currency, the payment amount will match the amount you have agreed to as listed on the receipt. Please note that the exchange amount is not based on JCB's rate, but the rate set independently by the ATM owner. On the other hand for the latter option which is the JCB ATM Locator, it makes it possible for you to search for ATMs nearby using your location or keywords, then check where the ATMs are located and how to reach them on a map. The location-based search and route finder are only available for smartphones unfortunately. We want to believe that they will incorporate it to operate on personal computers.

For self-employed you will need to provide your NRIC (front and back) and Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc.) if it differs from the address in NRIC and Latest Income Tax Notice of Assessment. Then proceed to enter your booking information on the LUGGAGE-FREE TRAVEL site. On the payment screen, enter the JCB Coupon number e.g. 20% off coupon number: 【jcblft202019】 (April 1, 2019 - June 30, 2019), then enter your JCB card information and the discount will be deducted from the amount. Check the information and finalize your booking. You will receive a confirmation email. Bring the confirmation email and JCB card to the designated kiosk on the day you booked. When you complete the delivery application, the system will automatically process the payment

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.