I own a Standard Chartered Unlimited Cashback Credit card presently, but it did not take into account the premium paid for my annual Personal Accident Insurance policy. Does it mean that all online transactions are not eligible for cashback?

I suggest you check the terms and conditions of your card properly as usually, insurance premiums, in addition to most bills such as mobile/hospital bills, are not eligible for cashbacks. Most merchants seldom accept them now so you are right to assume that most premiums are excluded for rebates. Nonetheless they do accept the amount for minimum spending, I advise you check directly with the bank

First and foremost, The Good Life (TGL) program is Standard Chartered’ privileges program that allows for credit and debit cardholders the enjoyment of best-in-class privileges at popular establishments by way of a simply spend using the credit or debit cards at participating partners. The list of participating partners can be found at www.sc.com/sg/promotions/the-good-life-privileges/ and at the same time you can even download the TGL mobile application, available on both the App Store and Google Play to better enjoy these offers. Nothing beats that much good and efficient benefit would you not agree?

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Identification or a residence card is required to apply for a telephone line. This must be presented with the completed application form of the chosen service provider. There are four ways to apply: Call the telephone provider, online application, visit the store or visit the customer service provider.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.