What is the 360° Rewards programme offered on the Visa Infinite Credit Card?

No they do not pool points for SCB VI but there is an exception, they will pool points from SCB VI and SCB X Card for the purposes of redeeming KF miles and KF miles only, but not for any of the X Card’s but the new partners. I use the SCB VI card and over the years whenever I redeem the miles, the Rewards website allows to pool the points from the SCB Prudential Card to redeem at 2,500 points for 1,000 miles.

Yes the promo sign up bonus was exciting and I am one of the lucky few with the awesome sign up bonus but considering its high annual fee it just has basic perks and I may not continue on my second year unless the renewal bonus is great. Also I feel the online user interface and points redemption can be made to be much better though. One last exciting thing is that Standard chartered EasyRewards allows X Cardholders to use their 360° Rewards Points to offset Travel Purchase Qualifying Transactions or to use their Rewards Points via Transfer Rewards to redeem for Hotel Partner Points or Airline Partner Miles.

Redeeming your online reward points can be easily achieved by simply following a few steps to redeem your Reward Points anytime. Steps 1 - Visit www.sc.com.sg/rewards if you are a First Time User to register with your Card Details. Then next step is to Login and Search for your favourite rewards by Product name, Points range or Brands, then select your rewards, indicate quantity and add them to cart then confirm your order upon Checkout. You should receive a voucher for every Reward redeemed except for Air Miles and Cash Rewards but allow for approximately 14 working days for voucher/s to be mailed to your billing address. Please note that the voucher(s) once issued are not refundable nor are they exchangeable for cash, or another Rewards. You can choose from a wide variety of exciting offerings from the rewards catalogue. These include everything from shopping to dining vouchers, and airline miles to experiential product offerings.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

Identification or a residence card is required to apply for a telephone line. This must be presented with the completed application form of the chosen service provider. There are four ways to apply: Call the telephone provider, online application, visit the store or visit the customer service provider.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.