How does the OCBC Cashflo Credit Card work generally?

I am interested to know the dynamics of the OCBC Cashflo Credit Card payments and also a brief of the interest and rebate on the card.

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    To put it simply, the OCBC Cashflo Credit Card automatically splits your payments into monthly instalments and lets you earn up to 1% rebate on your purchases. The provide a 0% interest but allow payment over 3 months when you spend from S$100 to less than S$1,000 and payment over 6 months when you spend S$1,000 and more. For rebates, you can expect a 0.5% cash rebate with a monthly bill below S$1,000 and 1% cash rebate with monthly bill of S$1,000 and above. Note that rebates are capped at S$100 per month.

    2019.08.01 5:46

    Please leave your knowledge and opinion!

    Recommending Reviews

    Earn up to 1% rebate on your purchase

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

    Card offers a 0% interest instalment plan that does not charge a processing fee

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    If you’re looking for a hassle-free shopping card for big purchases, there’s no better option than the OCBC Cashflo Card. This card offers a 0% interest instalment plan that, unlike the competition, does not charge a processing fee and rewards payments of up to 1% rebate which actually the highest on the market.

    OCBC Cashflo Card allows you to conveniently shop now and pay later

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    OCBC Cashflo Card offers a ‘trigger’ system that is set up to automatically split payments at a given threshold. Almost all other cards require you to call ahead and apply before making the purchase however that is not the case with OCBC Cashflo Card which allows you to conveniently shop now and pay later, and even enjoy 1% cashback on instalments.

    A convenient 0% interest instalment plan and 1% flat rebate

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    OCBC Cashflo Card benefits consumers who frequently spend more than they can immediately afford by providing a convenient 0% interest instalment plan and by offering 1% flat rebate after $1,000 monthly spend (0.5% if below). Cardholders can not only enjoy worry-free shopping, they can also earn on most of their expenditures.

    Consumers specify a threshold for which transactions are automatically split into instalments

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    Not to sound too familiar but I actually find OCBC Cashflo Card’s instalment plan to be especially convenient. It offers a unique trigger system that permits consumers to make big, spontaneous purchases without calling ahead or waiting for approval. Consumers specify a threshold for which transactions are automatically split into instalments, with duration based on the total transaction amount. Consumers can then split charges as low as S$100 across as little as 3 months.

    Automatically splits the payments into monthly instalments

    OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation

    The OCBC Cashflo Credit Card is very perfect for big spending as it automatically splits the payments into monthly instalments that is paying over a 3 months period when spending $100 to $1,000 or paying over a 6 months period when spending above $1,000. With the help of monthly instalment it turns out I do not have to keep track of my monthly spending in order to meet minimum spending of $500 for additional interest for my saving account.

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