How does a self-employed apply for UOB one card?

Very true there online services are terrible and card applications very bad experience too. In my case I tried to apply for the UOB one card for about 3 weeks. I first tried to apply through internet banking account, got rejected because I had to upload all my documents. I uploaded my documents and applied. Then began the series of excuses and unprofessionalism which resulted in getting a solution after one long week.

Yes it does, take a second glance at the quarterly cash rebate and you will notice that there is a total minimum spending of at least $500 monthly for three consecutive months to qualify for benefits.

I too have a joint one account with my partner and based on our experience, the supplementary card does not count towards the $500 minimum spend as we were made aware of this reality a few months into it. You can try to request another card for the main card holder making it two debit cards under the main holders name but say a MasterCard and one Visa. It will probably help both spending counts to hit the tier.

Well you definitely can as you should understand that a bank account is only one type of product the bank offers from very many. For me personally I have credit cards with both DBN and CITI but I have no bank accounts with them. Be rest assured they will give you an iBanking account to access the credit card rewards portal.

In my opinion, I think you can charge your expenses to the company then look into more cash back cards or get a miles card, however If your income is high enough then look into the higher tier cards, that is those with an income of $120,000 and above that offer free lounge access as this will make your travel more comfortable. So if you expect to be spending consistently more than the max cashback limit, then no harm looking for another card to accumulate more point. Good luck!

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders