How is it that people become rich when the best investments only give a 10% - 15% yearly?
If the best investments only get you 10% - 15% returns a year, how do people become rich from investing, am I missing something?
If the best investments only get you 10% - 15% returns a year, how do people become rich from investing, am I missing something?
HSBC Personal Loan
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Citi PremierMiles Visa Card / Citibank Singapore
My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.
HSBC VISA Platinum Credit Card / HSBC Bank Singapore
Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.
OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation
I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.
American Express Platinum Card / American Express International
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Citi Cash Back Visa Card / Citibank Singapore
This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.
American Express True Cashback Card / American Express International
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I think rich people get to achieve this primarily by practising the law of compounding. Quite true 15% does not seem like anything to be excited about but over time compounded it begins to make sense. And don’t forget that they also increase their investment size as time goes on so that equally makes the value of the 15% look pretty down the road.