I just got my first card ever and it’s a UOB Visa Signature Card, Can I use it as it’s un-activated to perform transactions at the ATM?

If you pick the right card, using your credit card overseas can be quite rewarding. UOB Visa Signature is considered one of the best cards but take note that to earn four mpd on overseas spending, you need to spend a minimum of S$1,000 in FCY in a given statement period, and the 4 mpd is capped at S$2,000 of FCY. You also need to ensure that the payment is processed outside of Singapore. One final note of warning, exercise caution when using your card overseas. It is best practice not to leave the magnetic stripe activated longer than it has to be, and always monitor your statement closely in the months after returning. If you’re asked if you would prefer payment in SGD, kindly decline to the offer.

Hello do not be panicked it has happened to me before as what you need is to retrieve your password instantly by accessing the online form, print, complete and mail the UOB Personal Internet Banking - Information Update Form to the bank and your new Password will be sent to you by post. You will need a valid mobile number registered with the bank to receive SMS-OTP and a valid Debit/Credit/ATM Card. If you want to replace using the ATM, then go ahead and select Other Transactions - Other Transactions - Internet/Phone Banking/UOB Mobile - Internet Banking/UOB Mobile - Password Replacement. Finally you can choose to visit any UOB Branch.

MyInfo is a consent-based personal data platform for SingPass users to manage the use of their data for online account opening/ transactions with participating government agencies and commercial entities. By leveraging on MyInfo, Singapore citizens/PRs can skip filling in personal data repeatedly for every electronic transaction, while enjoying greater convenience like submitting fewer verification documents. So basically the MyInfo integration will help to simplify opening of new bank accounts and will be used to update personal details or to provide the bank with income information. The steps to activate the feature is quite straightforward and requires as a first step that after selecting a card, you retrieve your details via MyInfo and SingPass authentication. The next step will be to fill in some basic information, confirm your details, and submit them. Finally after getting approval via SMS, login to UOB internet banking and digitise your card in MightyPay for contactless payments immediately.

Your MyInfo profile contains personal data as registered with various participating Government agencies. You should contact the relevant source agency or MyInfo if any field is incorrect. I advise that you may refer to the tooltip of each corresponding field for additional details. You will be notified via SMS and a notification email or letter will also be mailed to you.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.