Anyone ever experienced issues with DBS Live Fresh not giving out cashback for some months?

Considering that I don't spend very much it is hard for me to meet the minimum spend to maximise my cashback on this card but irrespective, it's currently the best card for me since I'm using the DBS Multiplier account and I get extra interest when I spend on DBS credit cards. It is also quite a useful card to use when you are about to go on holiday to make hotel bookings and payment online. You should look to hit the minimum $600 to maximise your cashback.

This student credit card is a must have indeed and with no minimum spending to maintain, it's always good to know you have a credit card you can use without the worry of maintaining a certain monthly spending. Also, there are a ton of perks which come with this card, in particular, you get to enter Zouk for free only make sure you are an early bird when visiting.

With only a 0.3% cashback on all spending, it isn't as attractive as compared to what its competition in the student credit card sphere are offering. However, there are perks for using this card, such as the free entry to Zouk and other deals for DBS cards can be utilised with your DBS Visa Debit Card as well. So you might want give this a try or not but it’s up to you.

The cash back is a good bonus although not significant if purchases are little in value. I prefer the old design compared to this new one plus I did not receive much promotions and perks to use this particular card with. But from what I gather, it is a very useful card for students and young adults with a cashback every month on spending, good customer service from DBS, easy bill payments and so on.

I think this card is ok but among all my other cards, this is the one I use the least. Pretty much because there is nothing amazing or spectacular about this card as it were. On the other hand, the card design and marketing looks cool but unfortunately the promise of attractive cashback comes with too many caveats that I didn't bother after a while.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.